Clearview Title’s Title Services

When you want to purchase real estate, you have to go through the titling process. This is heavily regulated in every state, and there are a lot of things to know in order to navigate the process correctly.

The easiest way through it all is hiring a professional firm to handle title services for you. Professional title services will include research to ensure the title is clean for sale, title transfer where the exchange actually takes place, and title insurance to protect the buyer and the lender in the case something unexpected happens during the formal acquisition.

Conduct a Title Search

This is the essential first step in title services. A professional title search goes through the public record to ensure that a title is clean and clear. If a title search fails, it means that the owner legally cannot sell the property. This can be due to varying liens, restrictions, or other issues with the title. Regardless, you need a clean title before anything else can proceed.

Even if a title can legally be sold, you also want to know of any defects on the title. These can vary in range. Sometimes, they are problems that can be settled so the sale can continue. Other times, they are complete deal breakers. Either way, the title search reveals any problem with the title before major commitments are made.

Oversee Title Transfers

When a title is clean, the transfer is an important formal part of the real estate deal. This is when the title actually changes hands, and generally speaking, a third party is used to ensure fairness to both the buying and selling parties.

Title transfer services ensure that everything is done according to legal regulations to avoid any unintended or unexpected disruptions to the sale.

Implement Title Insurance

Even though the title search identifies major problems with the title, there are unexpected issues that can arise that are not necessarily public record or easily disclosed. Title insurance is a policy that protects you, the buyer, from these issues. Especially if you are taking out a mortgage, you will not receive a loan until the title is insured, as they are also protected by this insurance policy.

All of these services and more are available with Clearview Title. Contact us today. We’ll get you set up with a representative so we can take care of your property investment and ensure that everything goes well.